The Loan-Ready Kit
What if you could pre-approve your own loan?
Lenders decide with a number computed from statements you already hold. Take the same statements you are about to hand a stranger, and learn tonight the likelihood of your loan being approved.
Get access · $199 for the year
Instant access. Thirty days: if it didn’t help, write to me and I’ll refund it.
From a real borrower’s file: a $2.6 million project, approved for a start-up, 13 to 0. No lender, broker, or packager pays me anything.
The premise
The number they’re looking for
Lenders rely on a specialized mix of software and intelligence to calculate your ability to repay your loan. A specific number helps them decide, based on the exact bank statements and financial statements you already hold. Why wait weeks for their answer when you can learn tonight the likelihood of your loan being approved?
The same number the bank is looking for is the exact same number we as borrowers should pay attention to. It’s the same number every lender looks for. If I were applying for a loan today, it’s the same number I would look for too. It not only helps the bank decide my loan application, it helps me as a borrower gain confidence in my ability to take on the debt, use the funds wisely, and repay what I borrowed.
When the answer shows the business earning more than the payments, with room to spare, your chances of approval are greater. But you’re not a lender. You’re the borrower. What if you could take the statements you’re going to hand over and run the answer yourself, at your own kitchen table, before anyone is deciding about you?
The invitation
So I built the tool I would use
There are certain details I look for based on my experience, and for the first time I’m sharing them with any small business borrower who wants to examine their own deal before they apply.
For years, the only way to reach this was to sit with me, one owner at a time. I no longer take on clients. This is where that work lives now: everything I would walk you through across a table, open to any owner who wants it. The truth is I could not release it fast enough one conversation at a time, and owners are making these decisions every day.
This is exactly what I did to improve my chances of approval for a $2.6 million project as a start-up. I wrote the plan myself, ran my own numbers before anyone ran them for me, and a thirteen-member loan committee voted yes, unanimously. Things have changed since my closing. The math has not. I built the tool I would use to pre-flight my own deal today, under today’s requirements, and this is it.
You no longer have to guess, wait, and hope for a loan approval, or fear getting rejected prematurely.
More importantly, I will walk you through the exact phases I relied on for loan approval, loan repayment, and building a business to last. The venue I built and financed is still operating today.
The fit
Who this is for
You want to buy a building, buy a business, open the second location, or put real equipment to work. Or maybe you make things, and you want to double down on manufacturing them right here in the United States. Your timing is to your advantage: the SBA has put real weight behind American manufacturers this year, and it shows in how lenders can say yes.
The loan is how it happens, and your name goes behind it, so you want two things at once: the yes, and the confidence that the business can carry it and keep paying you.
This is a good moment to be a prepared borrower. The SBA recently doubled what one owner can borrow, and the owners who walk through that wider door are not the ones with perfect businesses. They are the ones who walk in prepared.
Inside
Here’s what’s inside and what to expect
I’ll share with you exactly what’s inside my pitch, my proof, my protection, and how I choose lenders. When I was applying for my first SBA loan, these were the exact insights I wish I had access to: visibility from the borrower’s side of the loan process. Not another success story. We have plenty of those. What is it really like to get approved? Can I really do this? Yes, you can, and you should. The SBA program remains one of the best tools an American owner has: long terms, fair structure, and a path to owning what you build. Inside, it’s organized the way a deal actually moves.
The exact three reasons a loan committee of thirteen members unanimously approved my loan. The real reason you need a business plan, and the specific tool I use to build business plans that get approved. I’ll also share how I ran financial projections for my start-up business idea, and how you can mirror the winning efforts for your own pitch.
The heart of it. This is where you run the repayment answer for yourself, from your real statements, before any lender does. You’ll know the business can carry the loan and still pay you, and if the answer needs strengthening, you’ll know exactly what strengthens it, on your own clock.
Your name stands behind this loan, so every promise you’ll be asked to make is here in plain English before it’s ever in front of you, while your decisions are still yours to make. You close with peace of mind, and you stay confident for the life of the loan.
Lenders are not interchangeable, and the difference is knowable. How I would compare them today, and the questions I would ask, are inside. Access my full database of lenders and CDCs: who approves deals like yours, in your state, at your loan size, with my insights on the institutions worth your first call.
Everything is open the moment you’re in. Everything added during your year is included.
Plainly
What this is not
There is no high-ticket course to sell you. Nothing drips, nothing is scheduled, and there is no upsell waiting behind the first page. There is no ladder behind it either: no bump at checkout, no mastermind, no call to book. This is access to the method I used, updated to modern requirements, and it is the whole offer.
It is not an eligibility checklist either; eligibility is free at sba.gov, and eligible is not approved. And it is not a packager. A packager charges thousands to handle the process for you, and some are very good. But your name goes on every promise, so the understanding has to be yours. That part was never for sale.
Access
Whether you borrow a little or the maximum, you sign the same promises, so everyone pays the same price. No lender, broker, or packager pays me anything, and I take no referral fees on loans. Access is the entire business, on purpose. It keeps every page on your side of the table.
Get access · $199 for the year
Thirty days: if it didn’t help, write to me and I’ll refund it.
Before you join
Questions owners ask
Is it current?
Yes. Updated for this year’s requirements, every page shows the date it was last verified, and updates during your year are included. Rules change. Math doesn’t.
Where do my financials go?
Nowhere. The tools run in your browser and store nothing. Your information stays yours, which is exactly how a borrower’s file should be treated.
I’m months away from applying. Too early?
It’s the best time. Before you apply, everything is still improvable, on your schedule. Run the answer first, then set your timeline.
What if the answer comes back weak?
Then you found out early, which is the win. You’ll see what strengthens it, and you decide the timeline. Nobody should discover their answer in a decline letter.
Which loan program is this for?
Both. The 7(a) and the 504, and how to use them together when one deal calls for both. And this is where it gets exciting: the SBA now lets a single owner carry up to $10 million across the two programs, double what it allowed a year ago. The room to build just got bigger, and the Kit shows you how to use it.
The finish
Where you stand when you’ve used it
You’ve run the same answer the lender will run, from the same statements, and you know the business can carry the loan and keep paying you. You can speak to every page of your own plan. You’ve read what you’ll sign before anyone hands it to you, and you know which lenders to sit with and what to ask them. You walk in as the most prepared person in the room, and prepared reads as fundable, because it is.
The door is open. Come in.
Get access · $199 for the year
Want to test the water first? The free Borrower’s Checklist and the five-minute Readiness Check are yours, no phone number, no pitch. When your statements say it’s time, access is here.
Educational and informational only, not legal, financial, or lending advice. Tools run in your browser. Refunds: thirty days, no questions (Refund Policy). Membership runs one year and renews unless you cancel, which takes one click on your account page. Terms · Privacy